The #1 payment services provider for governments and businesses.
Zoyk helps organizations collect, move, and settle payments securely and in line with regulations across Southern Africa.
Our Payment Solutions for Southern Africa
Payments in Southern Africa don’t always happen online. Many places rely on cash, offline systems, and slow or unstable networks. Zoyk provides infrastructure that adapts to these realities.
Online Payment Gateway
Helps businesses accept secure payments on websites and digital platforms, including mobile money and cards.
Android Soft POS
Enables card and in-person payments. Works even in low or no-internet areas while keeping full records.
MWallet
A digital wallet that supports payments and settlements and connects smoothly with other Zoyk services.
ZOYKPAY BENEFITS
Instant
No more delays. Real-time value movement.
Simple
Removing bureaucratic hurdles from finance.
Borderless
Unrestricted payment flows across the region
One System. Many Uses
Zoyk helps organizations collect and manage everyday payments using one simple
system that integrates with the tools they already use, so there is no need to change existing systems.
Zoyk is used to collect payments for
Government services
Taxes, statutory payments, and council fees across ministries and public agencies.
Public utilities and services
Electricity, water, TV subscriptions, school fees, and other recurring bill payments.
Retail shops and value chains
Everyday payments in supermarkets, fuel stations, and service outlets using POS.
Multi-currency and cross-border trade
Payments and settlements in ZMW, ZAR, TZS, MWK, and USD across Southern Africa.
Zoyk Meets Local & International Standards
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Complies with local regulatory requirements in markets where Zoyk operates
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Meets global payment security standards, with PCI DSS certification
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Supports compliant payment operations even in low-connectivity environments
Operating with intent
Zoyk operates across key SADC markets, with active deployments in Zambia, DRC, Tanzania, Malawi, Zimbabwe, and South Africa.
Angola
Mozambique