Payment Systems Built
for Real Operations
Zoyk provides payment systems that work both online
and offline, across different regions, countries, and
regulated sectors.
OUR KEY OFFERINGS
Government & Public
Sector Payments
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Collect taxes, fees, and service charges with full transparency
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Accept payments across offices and field locations using integrated smart terminals
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Central reporting and reconciliation for multi-agency oversight
Enterprise & High-Volume
Payments
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Handle large payment volumes across branches and regions seamlessly
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Centralized settlement and reporting for accounts management
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Improves oversight and reduces errors in high-value B2B and B2C value chains
Soft Android-Based POS
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Low-cost deployment for retail businesses using standard mobile hardware
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Works in low or no internet areas with proprietary offline capture technology
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Card, cash and mobile money reconciliation in one simplified application
Digital Payment Collection
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Accept card and mobile money on digital platforms via integrated gateway
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Create online payment links, accept USSD payments
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Simple settlement and reporting for e-commerce and digital services
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Less reliance on cash and manual records
Cross-Border & Multi-Currency
Payments
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Settle payments across Southern Africa with SADC-wide integration
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Supports local currencies and USD for international trade
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Consistent operations across multiple countries through a single API or dashboard
Managing payments
across many locations
or countries?
Our infrastructure is specifically engineered for
high-latency environments. Whether you’re
operating in a capital city or a remote rural hub,
Zoyk ensures every transaction is captured
and settled.
SADC Focused
Zambia, DRC, Malawi, Zimbabwe & more
Compliance
Local & International Standards
Real-time
Instant settlement & reconciliation
Reporting
Simplified dashboards for oversight